Homeownership

Homeownership programs

Announcement

Call Garfield Park Home

We work with potential homebuyers, developers, and partners to promote local homeownership initiatives and support legacy residents to maintain affordable, healthy homes in Garfield Park.

We are committed to supporting homeowners dealing with issues related to foreclosure and other legal and financial barriers.

Cook County Legal Aid for Housing and Debt (CCLAHD)

CCLAHD offers help with eviction, debt, foreclosure, or tax deed issues.

Call the CCLAHD hotline at 855-956-5763 or visit www.cookcountylegalaid.org to learn how you can get help resolving your housing and debt problems. All services are available at no cost to Cook County residents and landlords regardless of income, language, or immigration status. The hotline is open Monday-Friday from 9:00-4:30.

For additional information, contact our housing team at (773) 948 - 8989 x 160

Illinois Homeowner Assistance Fund (ILHAF)

Illinois received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. As of June 2022, ILHAF is now closed.

For updates on the status of ILHAF, please visit https://www.illinoishousinghelp.org/ilhaf

ILHAF

Micro Market Recovery Program

Find your home with the Micro Market Recovery Program (MMRP)!

MMRP was created by the City of Chicago to help build strong communities within the city. MMRP seeks to revitalize distressed neighborhoods by reducing the cost of homeownership, creating communities of choice, and attracting new owners to vacant buildings on targeted neighborhood blocks.

The program is built on several strategies to make homeownership attainable for more Chicagoans: strategic targeting of resources to small geographies, collaborative deployment of those resources by private, public and non-profits partners, and comprehensively utilizing those resources to address the specific needs of families, buildings and blocks.

GPCC is the MMRP Community Partner for West Garfield Park. GPCC works with people looking at properties between Madison and West Van Buren.

Buy and rehab a vacant property in East and West Garfield Park to call home!

Income-eligible (150% AMI) homebuyers can get a City grant to pay for up to 25% of the entire project cost. The grant also provides a free construction specialist to help the buyer with inspection, contractor selection and construction oversight.

Link to program: https://nhschicago.org/tifpr/

List of some MLS list properties:

4421 W. Monroe St.

4422 W. Monroe St.

4241 W. Jackson Blvd.

4249 W. Jackson Blvd.

4131 W. Gladys St.

4140 W Van Buren

4250 W. Jackson Blvd.

3929 W. Gladys St.

3821 W. Wilcox St.

MMRP Program Eligibility

You must be a first time homebuyer or not owned a home in the previous three years.
You must plan to live in the home you are purchasing.
Homes must be single family (up to 4-unit) homes or a condominium.
You must have a purchase contract signed by both parties.
The home must be located in one of the City of Chicago’s MMRP areas.
You must meet household income requirements.
You must, attend a HUD certified 8-hour in-person or on-line Homebuyer Workshop.
If purchasing 2-4 unit property, attend a Landlord Training that includes information on the Cook County Landlords Ordinance.
You can pair the grant with either a Conventional Loan or FHA financing.

Learn More

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MMRP Map

This map shows the current property listings for the City of Chicago’s West Garfield Park MMRP area. We update the map regularly; however, properties can change statuses very quickly. Check with your local realtor to inquire about these properties.

MMRP Program Eligibility

You must be a first time homebuyer or not owned a home in the previous three years.
You must plan to live in the home you are purchasing.
Homes must be single family (up to 4-unit) homes or a condominium.
You must have a purchase contract signed by both parties.
The home must be located in one of the City of Chicago’s MMRP areas.
You must meet household income requirements.
You must, attend a HUD certified 8-hour in-person or on-line Homebuyer Workshop.
If purchasing 2-4 unit property, attend a Landlord Training that includes information on the Cook County Landlords Ordinance.
You can pair the grant with either a Conventional Loan or FHA financing.

Learn More

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